The Borrower’s Guide

Download our ‘Borrower’s Guide’ series to understand the steps prior to getting credit. 

About The Book

The books both get you into the the correct mindset and preparation mode for either your first purchase/investment or multiple investments. KNowing what to do and when to do it BEFORE it’s required to be done puts you at a good position when applying for credit. It smoothens the application process without having to deal with as much hiccups as going into credit blindly or with limited knowledge of what you’re about to get into. Finance isn’t always smooth sailing, most of you already know what a headache it can be. So why not get rid of the headache before it happens?

Buying your first home is nerve racking. A big portion of your saving may be used towards it. It’ll feel like your wallet just got emptied for no reason. But, when you understand the process and learn about the outcomes, it becomes a more exciting adventure. In a similar manner, property investment is not all about purchasing and then selling. Different strategies reap different benefits. Just because you heard about one method, doesn’t mean that’s the best way to go for you, specifically. Read the booklet, become aware of what you can do and then reach out to us to execute your very own personalised strategy.

When you understand the process and learn about the outcomes, it becomes a more exciting adventure.

What’s inside

Overview

What to expect in the book.

Deep Breakdown

Broken down into simple language.

Easy To Follow

No misdirection. Simple headings and easy to digest.

Tips & Tricks

Be ahead of the game 😉

Timely Content

Relevant to you NOW!

Step-By-Step Guide

Follow the steps and avoid future headaches.

Welcome

Thank you for taking the time to read about the process of buying your investment property and obtaining finance. This guide is designed to help you through the process to ensure nothing is missed and that many of your questions are answered.

Property has been considered a popular path to wealth for Australians for many years. Buying their own home is often the first significant investment most people make. Purchasing another property may well be the second – even before shares and other assets. However your first investment in property need not be your home.

Buying a rental property can be a good way to gain capital growth that can be used later to help buy your own home. Sensible investments in property have many attractions. Property can be less volatile than shares and it tends to be regarded as a safe haven when other assets are declining in value. Property has the potential to generate capital growth (an increase in the value of your asset) as well as rental income. There are also tax advantages associated with negative gearing.

Why invest in property? Because you want to avoid dependency on the government pension at retirement, or the false belief that compulsory superannuation will be enough to support you in your retirement.

Buying real estate, whether you are buying the family home or an investment, is one of life’s most important financial decisions. However, when buying an investment property, it is wise to remember that you are making a business decision. You are not buying from the heart, but from the head. You are buying the property because you expect it to appreciate in value and give you a financial return. When investing, it is important to assess your current financial position. What are your cash reserves and what equity do you have in your present home? Look at your long term objectives. For example, will the property be part of your retirement financial plan?

Potential changes to your current situation should also be factored in, such as the birth of a child, the loss of one income or supporting parents in their later years. It is wise to seek advice from an investment adviser or qualified financial planner to help determine your financial goals and strategies.

Please call the office for more information or clarification about your own circumstances and your future property investment potential. We look forward to helping you purchase your first and hopefully many future investment properties.

Kind regards,
The MLS Team.

Chapters

Pages

The sample page shown is the welcome page for the Property Investment booklet. Have a peak at what the booklet will speak out, which pain points it will bring to you attention and how it can help you release which direction you need to go. 

Don’t Miss Out!

Don’t miss out on our next releases! We have plans to keep great content like this coming out on a regular basis for you to enjoy and get ahead in the finance game!

Subscribe and get notified before the public and even get a cheeky sneak peak at some of the pages months before release.