Meet the Team

Meet the Team

As Mortgage Lending Specialists, we’ve handpicked a vibrant and dynamic team. Together we strive to deliver consistent and outstanding results, building on what our customers want and need to achieve the best possible outcomes.


Sze Chuah


Sze helps his clients grow their portfolios and achieve their property goals. Sze is also a successful and experienced property investor in his own right.

Sze holds undergraduate qualifications in Finance, Science and Computing, and postgraduate degrees in business and taxation, including a Masters of Business Administration (MBA).

Outside of work, Sze enjoys travelling, working out and spending time with his wife and 2 young children. He also enjoys attending personal development courses and is an avid sports fan (including being a Parramatta Eels tragic).

Wayne Hedley

Senior Mortgage Broker

Wayne is in charge of looking after existing clientele. Whether it be refinancing for better rates or purchasing another investment property, Wayne will show you the ins and outs property investing.

With 7 years experience as a chiropractor, Wayne has a developed a savvy can-do attitude that can break down the most complex of scenarios (literally and figuratively!). He is currently completing his Certificate IV in Mortgage Broking, reinforcing his role as the knowledgeable scenarios guru.

In his free time, Wayne enjoys gyming weekly and reminiscing on his orange belt in karate.

Kanella Cantwell

Broker Associate & Compliance Lead

Kanella is a customer service professional with over 15 years of wide ranging knowledge in mortgages, property, sales operations and management in financial services and property.

Kanella enjoys talking to people to understand their financial requirements in order to help achieve their goals.

Key skills include: Pipeline Management, Team Manager, Project Manager, Relationship Manager, Customer Service & Sales Support, Home Loan Processing, Discharges & Account Maintenance.

Outside of work, Kanella enjoys spending time with family and friends, shopping, travelling, gardening, going to the beach and trying new things.

Winston Lim

Broker Associate

Has been working under co-founder Sze Chuah in finance and lending, for 2.5 years.

Winston is currently a final year university student at UTS studying finance and engineering.

Through his study, he has developed a deep understanding of working with both numbers and money and this supplemented his ability to assist the clients at Mortgage Lending Specialists.

In his spare time, Winston enjoys Muay Thai & Kick boxing, working out, technology and hanging with his friends.

Kevin Quach

Broker Associate & Project Lead

Kevin assists in collating loan documentation and communicating with relevant stakeholders.

As a current University of Sydney student majoring in finance, Kevin brings a diverse skill set including teamwork, attention to detail and even IT support. Through his adaptability and willingness to learn, Kevin has fast become a valuable asset to the team.

Kevin is an avid fan of martial arts including Taekwondo and Brazilian jujitsu and loves to kick butt in his free time.

Jarrod MacKenzie

Broker Associate

 Jarrod assists in building a financial strategy for Clients while also collating loan documentation and communicating with relevant stakeholders.

 Utilising his experience from accounts, managing roles and a passion for investing, Jarrod is well founded to guide his clients through the lending environment to achieve their goals in property.

 In his spare time Jarrod enjoys the outdoors, camping and dirt biking.

Sierra Fraser

Loan Processor

Sierra assists in collating loan documentation, communicating with relevant stakeholders and being a welcoming host at the front desk.

Exposed to the banking and finance environment from a young age, Sierra has developed an innate understanding of client needs making her a valuable customer service professional.

In her spare time, she enjoys dancing as well as spending time with friends and family.

Derek Lam

Self Employer – Broker Associate

Derek’s role involves looking after existing MLS Finance customer portfolios, ensuring existing customer rates are competitive in todays market. He also manages collating further information for new loan strategies to further accelerate our customers investment goals.

With 4 over years’ experience as a Physiotherapist and an avid property investor himself, Derek’s passion to help people achieve financial success makes him a huge asset the MLS Finance team.

In his spare time Derek likes to volunteer at his local footy club, fishing, eating, travel, boxing and Brazilian Jiu Jitsu.

Eduard Druga

Loan Processor

Eduard prepares compliance documents and application forms to a high standard, ensuring a quality loan application is sent to the bank.

Graduating with a degree in secondary education (Maths), Eduard brings an analytical mindset and a love of numbers to his role, always aiming for a positive outcome for clients.

On the side, Eduard loves music, travelling with friends and dancing to music videos like a professional.

Janine Binoman

Loan Processor

Janine prepares compliance documents and application forms ensuring a quality loan application is sent to the bank.

Graduating with a degree in entrepreneurial management and having an experience being a customer service representative, Janine ensures to provide the best service to the clients.

Janine loves music, and outside of work Janine loves spending time with her family.

Need a consultation?

If you would like to speak to us about your specific requirements please use the form below to contact us today.

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We are your finance specialists here to help with all your financial decisions now and in the future.

We are here for you – Don’t be shy to touch base with us if you need financial help or your circumstances change.

P: 02 9635 1888
M: 0424 969 595
Suite 3, Level 2, 460 Church Street, Parramatta NSW 2150


Australian Credit Licence Number:
617 251 037
CRN Number: 445485
ABN: 24 617 251 037


Vow Financial Pty Ltd
Licence Number: 390261
ABN: 66 138 789 161
Date Commenced: 21/12/2010