MLS Finance

Who are we?


We are in existence because our founder and Director, Sze Chuah has had a passion for property investment for many years and saw the huge impact that it had in his own life. Given finance was always the biggest challenge in investing, Sze wanted to create a business that would truly understand and cater to investors like himself.

At MLS Finance, we pride ourselves on helping people who want to invest in a property portfolio to grow their wealth to provide them financial security. Having clients achieve their financial dreams is what truly motivates and inspires us.


MLS is a team of Mortgage Lending Specialists! We are committed to the best possible financial outcomes for our clients. We know that no two customers are the same so we take the time to understand your unique situation, devise the best strategy, then implement plans to achieve your goals.


Our mission is to help our clients own property and grow their wealth by providing outstanding customer service to them. We use our experience, contacts and expert knowledge to help shape clients’ portfolios and help them achieve their goals.

We have developed close working relationships with a range of lenders, from the major banks through to niche funders and worked closely with other market specialists like accountants, buyer’s agents and more to build the best financial solutions for you. We are here to make a difference in our clients lives and we are determined to help client’s grow their wealth to be able to own their home, investments and to have the ability to retire in comfort.


Anyone looking to purchase their first home, refinance, extract equity, grow an investment property portfolio, needing commercial/business loans, or even anyone needing guidance with how to most effectively utilise a SMSF.



Property has been considered a popular path to wealth for Australians for many years. Buying your own home is often the first significant investment you will make. Purchasing another property may well be the second – even before shares and other assets.


Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs. This can be a daunting task and this is where MLS comes in and helps take the stress away.


When buying your first home there is much to consider and plenty to research. Firstly you need to work out how much you can borrow. This is where the services at Mortgage Lending Specialists will really help you.


MLS can advise on the best business loan products to fund your business growth and finance business initiatives.

You have a choice of repayment options to suit your cash flow requirements as well as the choice of fixed or variable interest rates.

Don’t take our word for it…

What makes a difference in my mind is that Sze and Wayne are property investors themselves, they understand how to get the best structures, rates and they understand which banks to apply to, to avoid you putting a dent in your credit history. ~ Kevin H.

We have used Sze for a few years now and he has saved us thousands of dollars in interest and enabled us to expand our portfolio. We have also referred him to a few friends and family and all have had similar experiences. Great Service! ~ Leigh B.

Brilliant service from MLS, can’t recommend them enough. Have used them on two occasions and plan to continue doing so. Special mention to Wayne who helps every step of the way, no matter how big or small the question, and fights for the client’s best interests. Highly recommend! ~ Michael C.

P: 02 9635 1888
M: 0424 969 595
Suite 2 Level 2, 63-70 Parramatta Rd, Silverwater, NSW 2128


Australian Credit Licence Number:
617 251 037

CRN Number: 445485
ABN: 24 617 251 037


Vow Financial Pty Ltd
Licence Number: 390261
ABN: 66 138 789 161
Date Commenced: 21/12/2010